Whether you are on a business trip or vacation, it is important to know your rights when it comes to making auto insurance claims overseas. While it is possible to file a claim with a domestic company, making a claim abroad requires some special arrangements. To help you make the best decision, here are some tips:
Click Here To Get Fast, Accurate Vehicle VIN Reports
Click Here To Get Additional Information On Any Vehicle...You Won't Regret It
Carry all of your insurance information with you, even if you do not use your own vehicle. Don’t leave valuables in your car. Be mindful of where you park and maintain a good maintenance record. Before you leave for your trip, make sure you review your insurance policy. If you have a temporary driver’s license, check with the appropriate authorities to ensure you are covered. Double check your paperwork, especially the new registration. Also, be sure to check the rules and regulations for shipping your car overseas.
While most domestic policies do not cover you when traveling abroad, many insurers offer international car insurance policies that include specific country coverage. Because auto insurance policies differ in different countries, it is important to choose a company that specializes in providing coverage in that country. You can also get a Green Card from your insurer that proves that you have third-party liability insurance. The Green Card will not be accepted in the host country, but it will be accepted by local authorities.
In addition to coverage for other drivers and passengers, bodily injury liability insurance will help pay for any medical expenses caused by an accident. Depending on the severity of your injuries, bodily injury liability insurance could cover you from a lawsuit. In some countries, medical bills are very cheap or free. Be sure to check with your local authorities about the minimum requirements for the auto insurance coverage in the country where you are traveling. There are also many benefits when it comes to claiming for bodily injury liability insurance.